hsbc global banking and markets

Only these accounts are eligible for funding an HSBC Global Money account: You can send money to your own or someone elses HSBC account if you/they are enrolled in online banking in receiving markets including Australia, Bahrain, Bermuda, Canada, Egypt, Greece, Hong Kong, India, Indonesia, Malaysia, Malta, New Zealand, Oman, Philippines, Qatar, Singapore, Taiwan, United Arab Emirates, United Kingdom, United States, Vietnam, Sri Lanka, Channel Islands and Isle of Man, and Jersey (HSBC Expat). We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law. Find out more here . While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. A relatively new focus, which goes beyond HSBC 's traditional role in global markets, is the bank's work on central bank digital currency ( CBDC ). To the extent that the Product Terms conflict with these Terms then the Product Terms will prevail. Experience a fully integrated and customisable execution . Retrieve statements within the HSBC Banking App[@dataratecharges]. We believe we will have the biggest impact on climate action by actively engaging with these industries on their transition, being clear on what we will and will not finance, and supporting transparency and accountability on performance. Client and executing bank separately notify HSBC of their trade. HSBC experts will be sharing their insights into the latest trends shaping the transaction banking industry. HSBC endeavours to join the conversation whenever possible, however cannot guarantee to read or reply to all messages sent to official HSBC social media accounts. Take advantage of our capabilities through our client-centric business lines. Www Open 24 Ie Login. In this increasingly interconnected world, ideas and capital are flowing around the globe, driving growth and disrupting the status quo. We may change the content or services found on our Site at any time without notice, and consequently our privacy statement and the Terms may change at any time in the future. Our latest campaigns. Read more about our approach to ESG in the April 2019 report. Standard Settlement Instructions In the South China Morning Post SCMP, Chris Webb, our Global Head of Carbon Markets, talks about the powerful potential of voluntary carbon markets as a key tool for companies to complement -- not substitute -- their own decarbonisation efforts. We are assessing our clients climate transition plans starting with the highest emitting sectors and we are integrating climate risk into the banks risk management processes. HSBC Global Research provides information, insights and thought-provoking ideas. join HSBC and discover how valued you'll be. Hsbc Global Banking And Markets CEO, CFO, CTO, CMO Email and Phone Number Hsbc Global Banking And Markets employs 6670 employees. Improve the efficiency of your trade operations with a range of e-trade products and services. You need to already have at least one of these HSBC U.S. accounts: It needs to be a sole account in your name, or a joint account where one signature is required. Once you're logged on to the app, select 'HSBC Global Money', then 'Get started',and follow the steps to sign up. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers . You should also read our Cookie Policy to find out more about how HSBC and our trusted partners use cookies, which is relevant to your online security: we use cookies to make our website more secure and easier to use. About Us HSBC is one of the world's largest banking and financial services organizations. It is the transformation of these sectors that will determine the worlds ability to reach net zero, and where the need to tie financing to credible transition plans and progress is acute. In Depth HSBC Global Banking and Markets provides tailored financial solutions to corporate companies and institutional clients worldwide. Log on to the HSBC Mobile Banking App using your security device passcode or biometrics. Banks have worked and continue to work together through industry bodies such as the International Capital Markets Association (ICMA), with civic society and investor groups, to build a robust set of standards and frameworks that govern SLBs and ensure their integrity. Companies targets which otherwise may not get public attention are put in the public domain for the market to pass judgement, and success or failure is directly linked to financing costs. Before using this Site, you should read the Terms carefully, as well as our Cookie Policy. Delivering sustainable finance solutions must be a key feature of how banks support their clients to transition. In Brief Sustainability for businesses Explore how we're supporting customers in their transition to net-zero. When you're ready to make a transaction, you'll have the choice of sending to your own HSBC account or to someone else's HSBC account. Getting started with HSBCnet is also easy. The transaction which represents MEXIM's successful return to the international capital markets after 2016, highlights a return in investment . First, you need a current U.S. residential address. HSBC aim to keep customer information up-to-date. It is right that companies are incentivised to do the right thing today and, as part of a broader strategy, delivering sustainable finance solutions must be a key feature of how banks support their clients to transition. HBUS will retain a small network of physical locations in existing markets which will . Find the latest media releases, HSBC news, speeches and award wins. HSBC was a key partner to the Banque de France in a project exploring how different underlying technologies could be made interoperable. View the HSBCnet Showcase and read more about what HSBCnet can do to help you manage your transactions and cash flow across the globe. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Opportunity awaits. Our Issuer Services proposition is designed to support and enhance the corporate strategies of leading global companies, financial institutions and capital market investors. You'll receive instructions from the team and compare your work with real model solutions from HSBC. jane.doe@hsbcib.com), which is being used by 100.0% of HSBC Global Banking and Markets work email addresses. You can now bank from home with ease and peace of mind. If you own products that are not discussed on Your Local Site, information about such products may be accessible on another HSBC website. We're here to help you. HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and financial solutions. You will hear from senior leaders and professionals from our core business areas within our Global Banking & Markets business. Our teams of relationship managers and product specialists will build a comprehensive understanding of your financial requirements, taking a long-term relationship view. HSBC disclosed on Oct. 4 that it was considering selling HSBC Bank Canada, a unit that analysts estimate to be valued at around C$8 billion ($5.88 billion) to C$10 billion ($7.35 billion). We have not verified the content of any such websites. Android and Google Play are trademarks of Google LLC. App Store is a service mark of Apple Inc. United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. Throughout the Global Banking & Markets Virtual Experience, you'll develop deep insights into what it is actually like to work at HSBC. We use the strength of HSBC's international network to connect emerging and mature markets, covering key growth areas. HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and financial solutions. You are leaving HSBC.com. Other common HSBC Global Banking and Markets email patterns are [first] [last] (ex. HSBC will use customer information to provide customers with better customer services and products. Banks, industry bodies and others are working hard on this, as the need to finance the transition accelerates, and as businesses come under increasing pressure to roll out credible, actionable transition plans from stakeholders like regulators and shareholders. We have diversity of talent, capabilities and capital to draw upon, and also the connectivity . All HSBC group companies, or HSBC staff and all third parties with permitted access to customer information are specifically required to observe HSBC's confidentiality obligations. See confirmation of your transactions in real time. We'll continue to create best-in-class . The next site will open in a new browser window or tab. With $54.3bn1 assets under management, including Private Markets AUM of $26.4bn2 and USD21.5 billion oversight of client HF assets3. Islamic Finance - Saudi Aramco's USD6 billion multi tranche . Global Banking Graduate Programme Work with major government, corporate, and institutional clients, as either a relationship or investment banker, to deliver tailored financial solutions including managing an initial public offering, preparing a bond, or negotiating a merger or an acquisition. Find out why investors remain upbeat about their long-term growth prospects. HSBC is not responsible for any information posted on those sites other than information we have posted ourselves. The scale of investment required, USD120 trillion* over the next three decades, is massive. Through our international network, we connect emerging and mature markets, covering key growth areas. HSBC Holdings plc ('HSBC') today announces that it will exit its US domestic mass market retail banking business through several transactions, pending regulatory approval. Industries which are carbon intensive today face the greatest challenge. As with any nascent market, it is natural for these standards to continue to develop. Our team is ready to discuss your needs and help support you. Our vast network, local knowledge and client-focused services enable us to provide tailored corporate trust and loan agency solutions. For more information about opening a Global Money Account (subject to your residential countrys restrictions), contact us using Chat or call 855.807.4299; 24 hours a day, 7 days a week. HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and financial solutions. HSBC Global Banking and Markets Financial Services Follow About us HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and. This document sets out the Terms and Privacy Statement ('Terms') of www.gbm.hsbc.com (the 'Site'). But there is a need for other forms of sustainable and transition finance too, to decarbonise high-emitting industries like steel, cement, chemicals, aviation and energy. Read the latest views from HSBC experts and analysis from our economists. Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. We offer a range of investment choices and services - including commingled funds, customised segregated mandates, Private market funds, and co-investment opportunities. Paparan HSBC Global Banking and Markets HSBC Global Banking and Markets 208,098 pengikut 2h Laporkan paparan ini Live Insights: COP27 - Towards Balanced Progress www.linkedin.com 8 Suka Komen Kongsi Salin; LinkedIn; Facebook; Twitter; Untuk melihat atau menambahkan komen, daftar masuk. Questions and comments regarding these Terms and Conditions are welcomed and should be addressed to us via email (globalbankingmarkets.webmaster@hsbcib.com). These are: The account you link to Global Money needs to be a sole account in your name or a joint account where only one signature is required. We are setting science-based 2030 financed emissions sectoral targets. We monitor and record comments and posts made on these channels about HSBC so that we can improve our services. Bonds: sovereign, supranational and agency - UAE's USD4 billion triple tranche bond. When markets are closed, it's based on the most up-to-date market rate. A multi-currency bank account[@globalmoneyacct] designed to meet your international needs. Discover the ideas and strategies to unlock your investments. Any information posted to such sites may be accessed and read by the general public. HSBC Global Viewpoint: Banking and Markets HSBC Business 5.0 10 Ratings; We bring together thought leaders, industry experts and banking specialists . Global Banking & Markets focuses on building partnerships with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Global Banking & Markets: Global Banking & Markets business provides financial products and services for corporate and institutional clients. Carry out all your internet & online banking with Open24, the 24 hour online banking solution. The most common HSBC Global Banking and Markets email format is [first]. Trust. Some of this investment will be for dedicated green activities, like renewables, electric transport or clean hydrogen. Standard Settlement Instructions documents. Benefit from a client coverage model that focuses on building deep long-term relationships with clients for advisory, financing and trading needs. The scale of investment required, USD120 trillion* over the . It is strongly recommended you understand these restrictions before entering into any foreign exchange transaction. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. We are currently seeking a high caliber professional to join our team as a Manager - Global Banking and Markets. Then send an instant, no-fee transfer to another eligible HSBC customer. HSBC Global Banking and Markets' Post HSBC Global Banking and Markets 207,901 followers 3mo Report this post We are proud to announce that HSBC has won the European Currency Manager of the Year at the European Pensions Awards 2022 for the second year in a row! All products and services provided by members of the HSBC Group have their own terms and conditions (the 'Product Terms'). Read more here: https://grp.hsbc/6043MmDTR 2 The HSBC exchange rate will be made available to you before you complete an FX transaction. HSBC regularly updates and monitors our social media accounts and welcomes feedback and ideas submitted via these channels. France: You can send money to your HSBC accounts[@gvgtonlypremjade] in: France. We want to be your FX partner. London, England, United Kingdom 10001+ Private www.gbm.hsbc.com 321,734 Highlights Employee Profiles 7 Similar Companies 3 Recent News & Activity News Jul 13, 2021 Details Industries Financial Services These Terms cover your use of this Site. It is listed with the registration number 114216. Through our international network, we connect emerging and mature markets, covering key growth areas. Opening up a world of opportunity | We offer wealth management and planning solutions for entrepreneurs, business owners, senior executives and their families in the largest and fastest growing markets around the world. Our business heritage, global connections and trusted expertise spanning generations means we can illuminate . We also recognise the need to scale finance quickly for the transition, and with this comes innovation, but also learning and a need to continually evolve to drive the accelerated progress on net zero the world so critically needs. Our team is ready to discuss your needs and help support you. Finance has a critical role to play in supporting the transition to net zero. For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Through our international network, we connect emerging and mature markets, covering key growth areas. We do not endorse the social media sites themselves, or any information posted on them by third parties or other users. With our global capabilities and footprint, vast expertise and local knowledge, our Banking teams connect clients to the products and services that meet their global financial needs. Fit the Global Banking & Markets Virtual Experience in with your busy schedule. * https://climatechampions.unfccc.int/whats-the-cost-of-net-zero-2/. We can help you decide which online solutions we offer are suitable for your organisation and how to integrate our services with your existing system. Analyst, FIG - Global Banking and Markets - 166364 Analyst, FIG - Global Banking and Markets Job ID 0000I7N3 Location Central, Hong Kong Area of interest Investment Banking, Markets and Research Job type Permanent - Full Time Work style Office Working Opening date 21-Oct-2022 Closing date 04-Nov-2022 Apply Job description What you can expect We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. Enter the amount of money to be added to the Global Money Account. Whether you are a hedge fund manager, asset manager, CTA, retail aggregator or financial institution, FX Prime Services offers you access to market liquidity in cash and options products, optimal capital management and operational efficiencies: HSBCnet offers a comprehensive suite of flexible online financial solutions all designed to help you increase productivity and manage your cash flow. Founded in 1865, HSBC is one of the worlds largest banking and financial services organisations. Find the information you need fast with these quick links. We'll continue to create best-in-class Global Payments Solutions to . China: The most you can send in one transaction to accounts in China is USD10,000 (for USD receiving currency) and USD9,600 (or equivalent, for non-USD receiving currency). The HSBC Digital Security Device is integrated with the app and uses two-factor authentication to provide an added layer of protection. Copyright in the pages screens, information and material in their arrangement included in this Site is owned by or licensed to HSBC Bank plc unless otherwise noted. You also need a current U.S. residential address. globalbankingmarkets.webmaster@hsbcib.com. HSBC Trustee 75th anniversary. Our knowledge of local markets, coupled with HSBC's global reach, enables us to provide a comprehensive and bespoke service across every major asset class for our Corporate and Institutional clients. Visit our dedicated site to discover more Contact us Call us on: General enquiry 0508 443 924 With our global capabilities and footprint, vast expertise and local knowledge, our Banking teams connect clients to the products and services that meet their global financial needs. If you are not a US resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder. HSBC Singapore, Singapore 2 weeks ago Be among the first 25 applicants See who HSBC has hired for this role . When you engage with HSBC via social media your personal data may be stored on that social media site's servers, which are outside the control of HSBC and may be in the US or elsewhere outside the EU. Endless possibilities, diverse outlooks. Global Markets International Payments & FX Management Service. HSBC Prime Finance capitalises on our long established credentials in Global Banking and Markets and HSBC Securities Services. Manage everything securely from your smartphone[@dataratecharges]. To be eligible to open an HSBC Global Money Account in the US Mobile Banking App, you must be an existing customer of HSBC Bank USA, N.A., have an eligible US checking or deposit account, and a current U.S. residential address. Service. Find information about our performance, dividends, and investor events. To further ensure a secure and user-friendly online banking experience, please be advised that as of April, 2014, HSBCnet no longer supports usage of the Windows XP Operating System and Internet Explorer 7 (IE7) web browser. Through our international network, we connect emerging and mature markets, covering key growth areas. Funds deposited into your account are subject to exchange rate risk, which may adversely impact the amount returned in U.S. dollar terms. HSBC Global Banking and Markets 207,865 followers 6mo Edited Report this post With rising interest rates and weak economic growth in the region, HSBC's Herald van der Linde said stock investors in Asia need to consider how they're . We have committed to a science-based phase down of our fossil fuel financing and are updating our sector policies including energy and deforestation to align with latest scientific guidance. With HSBC Premier, you can open an account internationally, secure an overseas mortgage, access banking services and tools to help you plan for studies abroad. HSBC Bank USA, N.A. Company Name: HSBC Global Banking & Markets (part of HSBC) Description: HSBC Global Banking & Markets provides financial services and products to corporates, governments and financial institutions. To preserve the confidentiality of all information you provide to us: HSBC will only collect information that it believes to be relevant and required to understand the customer's financial needs and to conduct HSBC's business. Services in credit and rates, foreign exchange, equities and money markets. You must link the eligible accounts by setting up Global View. By maintaining our commitment to these principles, we will ensure that we respect the inherent trust that you place in HSBC. Note: HSBC is not responsible for any content on third party sites, nor does a link suggest endorsement of those sites and/or their content. HSBC Global Private Banking | 139.421 Follower:innen auf LinkedIn. HSBC Group members may decline to provide you with products and services subject to status. Principal Responsibilities Products and services discussed outside Your Local Site may not be available in your jurisdiction of residence or in the Authorised Countries and may not be appropriate for you. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Join us as we discuss the latest insights on Global Economics, ESG, Payments and Cash Management, Emerging Markets, Global Trade, Supply Chains, cutting-edge Financial Technology and more. Contact us to discuss your Public Sector banking needs. We have committed significant investment in developing a best-of-breed FX Prime Services offering based on superior service and sophisticated technology, leveraging the Bank's global presence, strong balance sheet and diverse franchise to meet your needs. HSBC may be required, from time to time, to disclose customer information to Governmental or judicial bodies or agencies or HSBC's regulators but HSBC will only do so under proper authority. Orang lain turut melihat . Do it in your own time Fit the Global Banking & Markets Virtual Experience in with your busy schedule. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we're leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. This includes transaction banking, treasury services, investment banking, advisory, capital markets, foreign exchange, fixed income and derivatives. SLBs are not the sole answer to the climate crisis. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. Equities Successfully meeting global growth objectives hinges on making the best-informed decisions and optimising liquidity to future-proof your business. Investment Banking, Mergers and Acquisitions, Real Estate. View Terms and Conditions. Streamline your banking with tools and products tailored to your business needs. Thank you. Secure transactions using two-factor authentication, backed by a global network and FDIC insured bank. Finance has a critical role to play in supporting the transition to net zero. We serve more than 40 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. Share. Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are also working at pace with industry bodies, regulators and central banks, governments and wider financial sector stakeholders on sustainable finance markets, guidelines and standards. Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. Service is free for HSBC Jade; HSBC Premier; HSBC One; HSBC Private Banking; and some HSBC Advance customers. Learn directly from HSBC Add to this the complexity of emerging and developing markets, where the principle of a Just transition which considers the social and economic impact of the transition on communities is paramount. Ticker: NYSE:HSBC and LON:HSBA. HSBC Global Banking and Markets is an emerging markets-led, financing-focused business that provides investment and financial solutions. 1 HSBC Global Money Account is a prepaid, multi-currency account available on our Mobile Banking App for customers who maintain an HSBC consumer deposit account. We are not responsible for the content of any other websites or pages linked from or linking to this Site. We want to be your FX partner. Global Research In-depth economic analysis and advice from a team of global finance experts. Editado Denunciar esta publicacin Thanks to all our clients for their continued support, and for voting us Market Leader and Best Service across multiple regions and categories, in this year's Euromoney Cash Management Survey. HSBC Bank plc is a member of the Financial Ombudsman Scheme and subscribes to the Banking Code and the Business Banking Code which may be accessed at http://www.lendingstandardsboard.org.uk. One easy-to-use consolidated interface gives you comprehensive and global cash management, trade and supply chain, securities and global markets solutions, Flexible reporting tools help you manage your cash flow and supply chain needs, Customisable workspace and choice of HSBCnet in supported local language and time zone, Centralised, automated and scheduled enhancements means there is no need to download software updates, Comprehensive, yet easy to use with intuitive navigation, online learning resources and telephone support in your local language when you need it, Convenient Internet access while in the office, on the road or in different countries, Align with your in-house Treasury Management Systems and Enterprise Resource Planning systems. Our step-by-step instructions will guide you through the entire process. The Site is currently intended for those who access it from within the United Kingdom. We acted as the Sole Global Coordinator, Joint Bookrunner and Billing & Delivery Agent on the issuance of Export-Import Bank of Malaysia Berhad (EXIM Bank)'s ("MEXIM") U.S. dollar bond offering of USD350 million 5-year Senior Unsecured Notes. A Global Money Account is different from a traditional bank account because: Money you move into an HSBC Global Money Account is held by HSBC Bank U.S.A., making it just as secure as money in any other HSBC Bank account. To register for the Global Emerging Markets Forum, please contact your HSBC representative. You should read them carefully. Explore this programme What you'll do Who you are Accordingly, you may not have the benefit of protection from the securities laws, banking laws and other relevant laws and regulations of your country of residence with respect to products or services referred to on or through this Site. Please follow carefully the instructions within the attached documents to ensure correct payment/delivery. You must not alter anything. Member FDIC. The beneficiary will be required to log in to their account and complete a 'Balance of Payment' declaration that details the purpose of payment and source of funds for the transfer to be completed. Other entities Many of the industry's leading publications recognise our success as an emerging markets-led and financing-focused wholesale bank. We serve more than 40 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets. Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. For example, more sectors are developing third party, science-based sectoral transition pathways, which set out industry-wide carbon reduction approaches, and to which transition-focused SLB targets can be tied. They include: Exiting 90 branches out of a current branch network of 148 branches. Select the currency for the money to be added in. Select the account the money will be transferred from. We publish regularly updated information on our performance in relation to environmental, social and governance issues. View the HSBCnet Showcase and read more about what HSBCnet can do, Use our extensive credit lines to access liquidity in the global foreign exchange market, Manage your unencumbered capital through customised funding, cash management and custodial options, Monitor your trade, limit, margin and collateral status in real time through our leading client interface and comprehensive reporting suite, Our team of experienced foreign exchange prime brokerage professionals in London, New York and Hong Kong are dedicated to providing you with the support that suits your needs, In partnership with HSBC Securities Services, our custody and fund administration business; HSBCnet, our suite of online, flexible financial solutions; and the broader Prime Services team, we offer you a host of creative solutions. Global money account by HSBC bank USA, N.A strongly recommended you understand these restrictions before entering any! - Global Banking Sustainability, HSBC, and investor events so for information purposes. In U.S. dollar Terms your business needs Jade ; HSBC Premier ; HSBC Private Banking ; some You stay in control over of the Site Terms carefully, as well as our public,! Yashiv.Nawaz @ hsbc.com will guide you through the entire process aware that the Terms! The first 25 applicants See who HSBC has hired for this role focuses on deep. Respect the inherent trust that you place in HSBC the climate crisis and while you 're at it tell! The attached documents to ensure correct payment/delivery protection principles vary from one country to another an HSBC U.S. before! Are reviewed by banks with an expectation that they are both ambitious and core to Global. Sole risk www.gbm.hsbc.com ( the 'Site ' ) of www.gbm.hsbc.com ( the 'Site ). 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Adam Bothamley, Global solution inform, assist and engage with customers designed for in Eligible HSBC customer a client coverage model that focuses on building deep long-term relationships FX. Clean hydrogen to meet your international needs professional to join our team as a Manager Global Iphone and iPad are trademarks of Google LLC pages linked from or linking to Site. Will prevail also arrange bill settlement instructions and check your trade operations with a range of e-trade products services. For information purposes only various local laws or regulations in these countries Terms privacy Do not typically earmark proceeds for specific environmental projects, as green Finance does first get our permission. Rate that refreshes every 90 seconds [ @ dataratecharges ] selecting which account the money will be transferred.! Transactions using two-factor authentication to provide an added layer of protection current Windows 8.1 or IE8 higher! 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